Buy, Refinance, or Expand Today

Secure your future by investing in real estate, whether its for personal or investment use. Our creative solutions allow you to purchase new property, refinance your rates, access your equity and add value to your home. A personal mortgage advisor will be assigned to assist you in your venture step by step.
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Why We Are The Best

Liv Lux Loans is a privately owned residential mortgage brokerage, which specializes in customized loan products. We believe in a luxury experience, including luxury customer service, where our clients are our priority. Today’s borrowers are unique, and we employ our expertise to provide all the tools needed to ensure smooth closings for their real estate transactions.

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Mortgage products

With all of today’s options, it can be hard to know whats the best one for you. We will advise you through the process and match your situation with the best product for you.

Conventional Loans

Conventional loans are loans that are not secured by a government agency. They can be conforming or non- conforming, meaning that they meet the Fannie Mae/Freddie Mac guidelines and are under certain loan amounts. This type of loan requires all the standard documentation to prove employment and income, etc.

FHA Loans

Conventional loans might not be the best fit for everybody. FHA (Federal Housing Administration) loans offer loan options for individuals who may not qualify for conventional loans because their qualification requirements are less stringent. These are government backed loans insured by the FHA and mortgage insurance is required on all FHA loans but rates are lower in return.


VA loans are available to anyone who has served or is currently serving our country, including surviving spouses of veterans. The VA guarantees a portion of the loan, enabling the lender to provide more favorable terms. Disabled veterans may be able to waive the VA funding fee.

Jumbo Loans

Jumbo mortgages are available for all property use types (primary residences, second or vacation homes and investment properties). Jumbo loan terms vary and may include fixed rates as well adjustable rates. A jumbo loan typically has stricter underwriting guidelines but with our experience in these loans, we’re able to advise the best ways to secure them.


ALT- DOC loans are used for real estate investors, self- employed borrowers, and independent contractors. They are used to creatively qualify borrowers who don’t meet conventional or government program guidelines. This can mean using bank statement deposits to qualify, verifications of employment, 1099s and more!


Home Equity Line of Credit loans. These are mortgages that are subordinate to the first lien mortgage if there is one. They usually have adjustable interest rates but are only paid as used. They offer the equity in the home as a credit line to the borrower. They can be used and paid back replenishing the equity and acting as a borrowers personal bank.

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Join our team

Liv Lux Loans is looking to hire passionate individuals who are looking to join a growing team of professionals. Submit your resume and we will be in touch.